PayPal क्या है और कैसे काम करता है


These people all know that our world is fully connected to computer and internet. From our personal things to every important thing in the house, we call it online today and with the comfort of sitting at home we get all the computer and internet help. All these facilities are possible only due to internet and only. Our entire work is being completed in jumps due to internet. Even the money transaction is being done in the present time of the internet. There are lots of online payment facilities available in the internet. And one of them is PayPal. So today we will know what is PayPal (what is it)?

PayPal is bigger and better than all those online payment services. The online payment service is that, due to which an online buyer purchases his or her own luggage, the value of the money is securely transferred to his credit card or bank account. The job of PayPal service is similar, but there is more to it.



how-

Today in this article, I will give you information about what PayPal is and how it works.
how-

Today in this article, I will give you information about what PayPal is and how it works.

What is PayPal-
PayPal is an American company, which is the world's leading online payment service, which allows an ordinary person or a businessman to transfer and receive funds in an electronic way. Through PayPal, any trader can transfer his money anywhere and anywhere in the world in an easy and secure way. PayPal was founded in 1998 and after a few years it was bought by the eBay company.

When a person starts doing online business, he needs a means to send or receive his payment. Generally, when we have to pay, we pay with our credit card or Debit Card, but if we want payment, then we have to get help with payment services such as PayPal or Google wallet.
PayPal is the oldest and most trusted online payment service. PayPal service allows us to transact national and international money through internet. Today PayPal has 100 million member accounts in 190 countries of the world. This suggests that with the use of PayPal today, people across the country are reliably doing their money transactions with confidence.
No special technology or license is required to transfer money from PayPal, it is most important to create an account in it, have a valid e-mail id and bank account. Actually PayPal works via e-mail addresses. how? Let's now know about it.


Before this let's know about this type of thing-
Paypal account types
If seen, PayPal has three main accounts, which we will learn further about.
Personal accounts
Since its name is personal, it is very easy to know that these accounts are used for personal use. In these accounts, you can make nearly five (5) credit or debit card funded payments each year and for this, you have to pay a transaction fee in all transactions.

Premier accounts-
This type of account is suitable for those members who deal with high transaction volume or who like to access Paypal's Core and Premium features. These Premier accounts are only limited to one individual name, that is, you can not use it for a business purpose. Compared to Personal Accounts, you can transact credit or debit card payments in unlimited amounts here. But all the payments you receive are charged above.

Business accounts-
These accounts have been designed specifically for businesses. Which you can operate in a business by the name of a company or group name, for payment transactions. Like Premier accounts, you can also pay unlimited number of credit and debit card payments but you will only be charged for receiving payments.
Important Documents for Paypal Account
If you want to open one of your Paypal accounts then you will have to use these three things.
• Bank Account (to get money)
• PAN Card (for Verification)
• Debit or Credit Card (for sending money)
How to create a Paypal Account
1. Open the Paypal Website and click on Signup.
2. After that you have to choose Account type (personal or business).
3. After that you have to fill the country's name, email id and password.
4. After that you will be asked whatever is right and you have to click Agree and Continue to proceed.
5. If you want to transact after that then you can fill in your credit card or debit card details or click on i will link it later.
6. After doing so, you will be ready with a paypal account, which you can use to make any transaction.

How Does PayPal Work-
We have to create our user ID in PayPal using e-mail address. Because, through our e-mail address, we will be identified in the online transaction. After registration, we have to give our bank or credit card details in our user profile. To check whether credit card details are correct, PayPal transfers one or two, less money into the amount, such as $ 1.06 and $ 1.30.
After getting the same money in our bank account, we have to go back to our PayPal profile and put the same amount of data in the box provided there. When inserted data is correct, our bank account is considered completely verified. Once verified, our PayPal account is ready through which we can send and receive our money online anytime.
When we open our account in PayPal, we can easily do our own payment. We can pay only those who have account in PayPal. Just ask the PayPal e-mail address from the person who has to pay us to send money to the same e-mail address from your PayPal account. PayPal sends out the amount given to us from our bank account. PayPal deducts your commission to transfer money from your account to another PayPal account. That's why you have to pay money by adding PayPal's commission to your payment amount.
Let's talk about sending money through the PayPal account, know how to get paid from PayPal, from another person:
When we have to take a payment from a person, then it does not matter that the person is in the care of you or outside of your home, we just have to give the e-mail address registered to him in his PayPal person. After that, the person paying you will make the money transfer in your PayPal account. After the transfer of money, you will receive an e-mail that your money has been transferred to your account, and the name of your payer will also be included in the mail that has sent you money.
After that you have to decide whether you want to keep your money in your PayPal account or transfer it to your bank account. But before you transfer your money to your bank, PayPal deducts your commission and deposits your money to the bank. But in some countries such as India, PayPal users are not allowed to keep their money in PayPal account, so their money automatically transfers to their registered bank account, soon after they were sent the payment.
What are PayPal Advantages-
Well PayPal has many advantages but many do not even have information about them. So let's know about the benefits of the same Paypal.
• Paypal provides 100% protection against unauthorized payments.
• You can shop from many online websites from your paypal account while sitting at home. And you do not even need to go anywhere and do not even need to stand in long queues.
• You can also send money to any other country, with very little charges and absolutely safe.
• If you feel that a seller is cheating you, then you can also file a case against him. In this work you will help paypal.
• If you have any difficulties in the transaction then you can get help with PayPal support.
• Paypal offers you good offers in intermediate interiors and many times the coupons also give shoppi